Accion is looking for a Senior Manager, Risk Data to provide technical expertise to the Global Advisory Solutions (GLAS) Latin America team.
Based in Bogota, Colombia, S / he will play an essential role in the methodologies definition to ensure that the risks originated in the Financial Service Providers’ (FSP) digital related operations, and expenses associated with the credit cycle (originations, account maintenance and collections) can be predicted and are acceptable to the business.
Using advanced data analytics, the Senior Manager, Risk Data will support three core areas to help drive sustainable growth for our clients : risk analysis (stability), credit analytics (insight), growth strategies (quality) and help our partners critically evaluate the risks facing their organization both internally and externally with an integrated risk management approach.
With data analytics and the use of advanced statistical techniques will ascertain the effectiveness of product design, customer identification, underwriting, renewal, and collection policies both through traditional and digital channels.
By focusing on understanding the environment and data better, the Risk Data Senior Manager will identify process improvement and product recommendations to help FSPs develop strategies to increase their efficiency, profitability and customer base.
Working as part of a global, cross-functional team, the Senior Manager, Risk Data will represent Accion as an advisor to our clients, build client relationships and support a variety of risk and credit analytics activities and strategies for our clients.
The ideal candidate will possess excellent people, project management, and capacity building skills, and a deep understanding of data analytics, risk modeling, and credit underwriting, collections and renewals for FSPs in emerging markets.
In this position s / he will be a key member of our Global Advisory Solutions team, collaborating closely with project team members to understand the needs of FSPs, and to advise them on risk analysis, credit analytics, and growth strategies that will ultimately drive scale, customer engagement, and growth with quality.
S / he should be comfortable working across regions and functions, demonstrate strong attention to detail, be highly responsible, exercise discretion, and have a positive, can-do’ attitude.
F SP Advisory Project Support
Coordinating with the Data Base Analyst all the data requirements for ML algorithm deployment, statistical analysis and tool development.
Managing the development and implementation of statistical models to support credit, collection, account maintenance and recovery processes.
Providing guidance to continuously validate the prediction capabilities of the statistical models developed and implemented.
Validating, through the usage of statistical tools, the consistency of the information required for the construction of the statistical and expert models required.
Contributing to the development of monitoring and maintenance tools for the risk based segmentation tools implemented.
Monitoring and evaluating loan officer productivity levels.Ensuring that overall business plan objectives are met and advising management on performance through timely reporting.
Producing portfolio quality analysis reports (Net flow / trend analysis, vintage analysis, early payment defaults, and was / is analysis).
Evaluating the credit process flow to identify opportunities for improvement and recommendations for corrective strategies and tools.
Accion and Global Advisory Solutions Support
Experience Required :
and demonstrate honesty and integrity at all times while in the workplace and while working on behalf of the organization.
They should honor obligations and commitments to each other and to external partners.
About Accion :
Accion is a global nonprofit committed to creating a financially inclusive world, with a pioneering legacy in microfinance and fintech impact investing.
We catalyze financial service providers to deliver high-quality, affordable solutions at scale for the three billion people who are left out of or poorly served by the financial sector.
For more than 50 years, Accion has helped tens of millions of people through its work with more than 110 partners in 50 countries. More at .