Senior Manager, Risk Data
Accion-International
Colombia
hace 2 días

Position Summary

Accion is looking for a Senior Manager, Risk Data to provide technical expertise to the Global Advisory Solutions (GLAS) Latin America team.

Based in Bogota, Colombia, S / he will play an essential role in the methodologies definition to ensure that the risks originated in the Financial Service Providers’ (FSP) digital related operations, and expenses associated with the credit cycle (originations, account maintenance and collections) can be predicted and are acceptable to the business.

Using advanced data analytics, the Senior Manager, Risk Data will support three core areas to help drive sustainable growth for our clients : risk analysis (stability), credit analytics (insight), growth strategies (quality) and help our partners critically evaluate the risks facing their organization both internally and externally with an integrated risk management approach.

With data analytics and the use of advanced statistical techniques will ascertain the effectiveness of product design, customer identification, underwriting, renewal, and collection policies both through traditional and digital channels.

By focusing on understanding the environment and data better, the Risk Data Senior Manager will identify process improvement and product recommendations to help FSPs develop strategies to increase their efficiency, profitability and customer base.

Working as part of a global, cross-functional team, the Senior Manager, Risk Data will represent Accion as an advisor to our clients, build client relationships and support a variety of risk and credit analytics activities and strategies for our clients.

The ideal candidate will possess excellent people, project management, and capacity building skills, and a deep understanding of data analytics, risk modeling, and credit underwriting, collections and renewals for FSPs in emerging markets.

In this position s / he will be a key member of our Global Advisory Solutions team, collaborating closely with project team members to understand the needs of FSPs, and to advise them on risk analysis, credit analytics, and growth strategies that will ultimately drive scale, customer engagement, and growth with quality.

S / he should be comfortable working across regions and functions, demonstrate strong attention to detail, be highly responsible, exercise discretion, and have a positive, can-do’ attitude.

Responsibilities

F SP Advisory Project Support

  • Leading the development and control of statistical transactional analytic models, integrating applicable Machine learning algorithms and relevant AI techniques.
  • Coordinating with the Data Base Analyst all the data requirements for ML algorithm deployment, statistical analysis and tool development.

    Managing the development and implementation of statistical models to support credit, collection, account maintenance and recovery processes.

    Providing guidance to continuously validate the prediction capabilities of the statistical models developed and implemented.

    Validating, through the usage of statistical tools, the consistency of the information required for the construction of the statistical and expert models required.

  • Coordinating the preparation and documentation of the specific ML developments and follow up of related results.Developing and presenting training material to facilitate the implementation of the risk based segmentation tools in the partner FSPs.
  • Contributing to the development of monitoring and maintenance tools for the risk based segmentation tools implemented.

  • Building capacity and assisting FSPs in implementing Accion’s Portfolio Risk Management tools which are designed to help in : Monitoring and evaluating performance indicators of the loan portfolio and identifying trends for business growth, product acceptance, product cycle stage, and risk levels.
  • Monitoring and evaluating loan officer productivity levels.Ensuring that overall business plan objectives are met and advising management on performance through timely reporting.

    Producing portfolio quality analysis reports (Net flow / trend analysis, vintage analysis, early payment defaults, and was / is analysis).

    Evaluating the credit process flow to identify opportunities for improvement and recommendations for corrective strategies and tools.

  • Participate in conducting on-going review and analysis of credit portfolios to determine delinquency patterns and recommend appropriate actions.
  • Support the documenting of the processes related with the implementation of risk analysis tools.
  • Collaborating in the development of policy and process guidelines for new products or commercial initiatives.
  • Accion and Global Advisory Solutions Support

  • Supporting business development efforts including the creation and presentation of project proposals to clients and / or donors.
  • Participating with other members of the Global Advisory Solutions and Investments teams in the evaluation of potential investment and / or technical assistance partners.
  • Effectively representing and communicate the value of the team’s risk and credit analytics service offering, and how it can be integrated into Accion’s advisory solutions for client FSPs.
  • Contributing to the overall strategy and operations of Global Advisory Solutions by providing insights on trends, areas for growth and market positioning in the area of risk and credit analytics.
  • Building Accion’s capacity by documenting and sharing project results and disseminating useful information and tools through a variety of knowledge exchange mediums such as brown bags, team meetings / debriefs, workshops, blogging, webinars, etc.
  • Education :

  • Minimum of MSc / MA in Economics, Industrial Engineering, Finance, Mathematics, Statistics, or Business. MBA preferred.
  • Experience Required :

  • Generally, 8 to 12 years of progressive experience in Individual Lending or retail operations in a regulated deposit taking financial institution.
  • Strong experience in score building and statistical analysis
  • Background in financial analysis with statistics or programming is ideal.
  • Interested in our mission and working globally.
  • Willingness to embody our values of excellence, respect and passion for social change.
  • Excellence : Accion staff should always put forth their best effort in all activities, strive for high quality of collective and individual performance;
  • and demonstrate honesty and integrity at all times while in the workplace and while working on behalf of the organization.

  • Respect : Accion staff should value one another’s roles and responsibilities as much as their own, be encouraging, and value the diverse and unique perspectives of colleagues.
  • They should honor obligations and commitments to each other and to external partners.

  • Passion for Social Change : Accion staff should be committed to making a difference in the lives of those less fortunate, value the greater good of the organization over personal gain, and promote a productive workplace by acknowledging the accomplishments of others.
  • About Accion :

    Accion is a global nonprofit committed to creating a financially inclusive world, with a pioneering legacy in microfinance and fintech impact investing.

    We catalyze financial service providers to deliver high-quality, affordable solutions at scale for the three billion people who are left out of or poorly served by the financial sector.

    For more than 50 years, Accion has helped tens of millions of people through its work with more than 110 partners in 50 countries. More at .

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