Credit Data Scientist
PayU
Bogota, Colombia
hace 19 horas

PURPOSE OF THIS ROLE

Responsible for the credit risk management function and data analytics for Latam,

including : developing underwriting and machine learning models / algorithms, credit

reporting, verifications management,fraud management, new product analysis, preapproved offer campaign management, and collections.

Will contribute to the definition of the credit policy for Latam and execute on it, by primarily

building new scores / underwriting models to increase loan funding rates while lowering

losses. Will be in charge of identifying and evaluating new data sources to implement into

existing decisioning tools and processes and working with the development team to drive

timely execution of risk initiatives. He / she will also ensure the models are calibrated to deliver the required metrics and profitability targets, as well

as meet the distribution strategies.

QUALIFICATIONS AND EXPERIENCE

  • Data Scientist with 3+ years of experience programming in R or Python
  • Managing large scale data and both structured and un-structured data
  • Developing analytical frameworks and build machine learning algorithms / models
  • Designing and build data infrastructure and decisioning platform to support new products
  • Writing, testing and maintaining production-quality R or Python code
  • Studying and analyzing problems, proposing solutions and designing experiments
  • SKILLS & KNOWLEDGE

  • Strong problem solving skills with an emphasis on product development
  • Experience using statistical computer languages (R, Python, etc.) to manipulate data and draw insights from large data sets
  • Experience working with and creating data architectures
  • Master’s in Statistics, Mathematics, Computer Science or another quantitative field
  • Excellent organizational skills with the ability to set priorities and to work simultaneously on several projects
  • Strong presentation and reporting skills
  • Excellent analytical and numerical skills
  • Attention to detail
  • Ability to work independently as well as part of a team
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